Hoboken Mayor Dawn Zimmer tells Congress federal flood ...

The National Flood Insurance Program is failing Hoboken residents and business owners according to Hoboken Mayor Dawn Zimmer.? The program was created in 1968 to provide insurance to property owners in flood zones who wouldn?t be able to secure insurance any other way.? The agreement was that the government would take certain steps to ward off flooding.? After the floods destroyed thousands of Hoboken homes they discovered that much of their costs were not reimbursable by the federal insurance program because they are in basements or garden apartments leaving these people to fall through the cracks of the system.

Hoboken Mayor Dawn Zimmer told a U.S. Senate committee yesterday that the National Flood Insurance Program that was supposed to protect business owners and residents in her flood-ravaged city in the aftermath of Hurricane Sandy has proven a failure.

Testifying at a Small Business and Entrepreneurship Committee panel in the nation?s capital, Zimmer estimated that Hoboken incurred more than $100 million in damages from the hurricane and said the National Flood Insurance Program is ?fundamentally unfair.?

?Business owners and residents are being required to pay insurance premiums, but receive virtually no coverage,? Zimmer told the panel. . .? Continue Reading

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Source: http://islamma.org/hoboken-mayor-dawn-zimmer-tells-congress-federal-flood-insurance-program-has-failed

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Fashion Takes a Turn for the Ornithological with Bird Skull Jewelery

Marisa Rand has no need for precious stones. That's because this Calvert County, MD artist crafts her jewelry from the skulls of birds. Morbid? Maybe. Awesome? Definitely. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/WZ_RNreEDL4/fashion-takes-a-turn-for-the-ornithological-with-shrunken-bird-skull-jewelery

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Conn. shooting: Global outpouring of support

Emmanuel Dunand / AFP - Getty Images

The second deadliest school shooting in U.S. history sent crying children spilling into the school parking lot as frightened parents waited for word on their loved ones.

By John W. Schoen, NBC News

NEWTOWN, Conn. -- The outpouring of shock and grief from around the world over the horrific events in this picturesque New England town has given way to another widely felt, powerful emotion: the urge to support the shattered families of the victims. ??

?I just had a lady call from Montana,? said Scudder Smith, publisher of the Newtown Bee, the local paper. "She said she?s going to send me a box of bears to distribute when the time is right so the kids can hug some bears.?

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As details of Friday?s mass shooting at Sandy Hook Elementary continue to unfold, residents remain stunned by the mayhem unleashed by a lone gunman. On Saturday, authorities disclosed the names of the 12 girls, eight boys and six adult women who were killed?in the nation's second-worst school shooting.?

The scope of the tragedy has been matched by a torrent of offers to help.

Since just hours after the massacre, local churches and social service agencies have been besieged with phone calls and emails from around the country and the world -- as far away as Taiwan, Australia and West Africa. Some callers express a sense of powerlessness in trying to help shattered families rebuild their lives, along with a bewilderment in trying to know what to do.

Leo McIlrath, chaplain at the Lutheran Home of Southbury, said one way to support the wounded community is to ?pray from a distance.?

?That?s more powerful than anything they can do up close - including providing food or shelter," he said. "We do all that already in this community. We don?t need people to put something in a box, I don?t think, and send it here. We need to be as of one mind and one heart and one spirit. And I feel that?s coming across.?

The outpouring of global grief has generated a flood of offers of financial contributions, according to Newtown Savings Bank President John Trentacosta.

?We?ve been hearing from people all over the country asking how they can help and what they can do to support he families,? he said. ?This all happened so quickly.?

The small Connecticut town of Newtown is grieving in the aftermath of Friday's deadly school shootings. NBC's Anne Thompson reports.

In response, several groups have set up websites to accept contributions, including a joint effort between Newtown Savings and the United Way of Western Connecticut. The Sandy Hook School Support Fund?is accepting donations via the Web, or by check mailed to Sandy Hook School Support Fund, Newtown Savings Bank, 39 Main St., Newtown CT 06470. Donations are also being accepted at the bank's local branches.

Local residents have also taken up the cause. Neighbors and friends have been preparing meals for the?bereaved?families, and counseling agencies have tapped an influx of volunteers to help cope with the psychological trauma. ??

Santas for Sandy Hook
Clad in Santa caps and armed with a handwritten "Santas for Sandy Hook" sign, Zoe Walter, 21, her sister and a friend stood outside a local coffee and donuts shop Saturday asking for donations to the newly created support fund.

As she briefly silenced her handbell, Walter said she was shaken by the killings.

"I just want them to know that we care and we're here, and we'll do anything that we can (to) help," said Walter, a college student, as she broke down in tears. "I just want them to know that we're thinking about them."

Countries that have experienced similar tragedies tonight stand shoulder-to-shoulder with America as it mourns the deaths of 28, most of them young children. NBC's Annabel Roberts reports.

At New Hope Community Church, pastor Jim Solomon has been fielding calls since shortly after the Friday morning tragedy.

?We?ve been getting what seems like literally thousands of inquiries,? he said. ?I?m touched by the level of support not only from all around our nation but from around the world. They want to do something practical.?

In response, Solomon has also set up a fund on the church?s Web site, asking contributors for suggestions on how the money should be spent.

Antonio Lacerda / EPA

A woman puts some flowers next to crosses on Copacabana beach, Rio de Janeiro. Brazil, on Saturday as a tribute to the shooting victims at Sandy Hook Elementary School in Newtown, Conn.

?If they indicate what the funds are for, the church treasurer is going to dispense those funds to help each of the particular families,? he said. ?We?re going to use that money to help each family with food or funeral and memorial services, burial expenses or any other needs so we can help them in a very practical way."

Solomon, a counselor, is also a board member at Newtown Youth and Family Services, which is offering free counseling to victims? families and other residents.

In the aftermath of natural disasters, communities often see an influx of donated food, clothing and other emergency supplies. Local clergy say the school shooting in Newtown was a very different type of disaster, calling for a very different response.

?There?s an awful lot to just knowing that people care,? said Rev. Raymond Petrucci, a chaplain at nearby Danbury Hospital. ?If there?s any way people can communicate through the public media or whatever forms of saying, ?We truly are supporting and praying for you hoping for you,? that type of emotional support - especially for that community, it?s already close-knit - is the most appropriate way of approaching this.?

Mandel Ngan / AFP - Getty Images

Gun control supporters take part in a candlelight vigil at Lafayette Square across from the White House on Saturday.

In a world awash in social media, grief also flowed online.

On Twitter, the #Newtown hashtag emerged almost immediately, promptly flooded with emotional outpouring and soon began trending. On Google+, many gathered around the topic "Sandy Hook" for consolation. Facebook users created multiple pages to share news and prayers with friends.

Reddit users inundated the Connecticut subreddit with fundraising initiatives, local news, and opportunities to "vent your fears, anger, frustration and anything else." By midday Saturday, the local NewtownPatch had drawn more than 500 ?I want to help? comments on a page devoted to supporting local residents.

In Newtown, some people are showing their support just by showing up.

At a Friday night vigil at St. Rose of Lima church, the crowd spilled out into the freezing weather, trying to make sense of the tragedy. Another townwide vigil is planned for Sunday night at Newtown High School.

Arshad / Zuma Press

Pakistani children light candles to pay tribute to U.S. elementary school shooting victims in the southern Pakistani port city of Karachi.

?I know people will be coming from out of town,? said McIlrath. ?There using the high school because there is no church big enough.?

McIlrath, who plans to speak at the service, was still working out what he wants to say. ???

?I heard a lot of people say the joy is gone,? said McIlrath. ?I want to say, ?No, the joy isn?t stolen from us - no more than Grinch stole Christmas. Death isn?t going to steal the joy out of this community.?

NBC's Miranda Leitsinger and?Rosa Golijan contributed to this report.

Related content from NBCNews.com:

Follow US news from NBCNews.com on Twitter and Facebook

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Source: http://usnews.nbcnews.com/_news/2012/12/16/15933084-conn-school-shooting-unleashes-global-outpouring-of-support?lite

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Earn Money Online ? Website Marketing Tips | Search Engine ...

Earn Money Online ? Website Marketing Tips

By GuestBlogger|Internet Marketing Articles

TIP! Record videos of your product demonstrations for your products. That way the customer is going to see you use the product.

So, you?ve made the decision to enter the world of Web marketing. Pretty riveting, isn?t it? It can seem extremely overwhelming at first. Do not worry, online marketing suggestions are here! The following article has tips that can help you begin your new career in Internet promotion.

TIP! While usually it?s wise to keep your personal and business lives separate, this is a possible exception. Because you are in it together, this venture does not create the same stress you feel when you owe someone else money.

Ensure your customers are aware that their personal and financial information is secure on your site. People are hesitant to send out personal information via the internet so do your best to assure them that your site is secure.

TIP! If you want to run a good advertising campaign, emphasize instant gratification. People often place more value on time than money; for this reason, emphasize speed and efficiency in your advertising copy.

Make sure to include free samples and coupons with shipping boxes that will relate to whatever product your customer will be receiving in the mail. Many people look at the coupons with gratitude and as an added incentive to go back to a website and make more purchases.

TIP! If you are good at writing, write some articles containing your business information to submit to websites and magazines that accept submissions of articles. You can use your writing skills to promote your business or website by creating great copy and distributing it generally across the Internet, or to a more targeted audience, if preferred.

Avoid generic 500 error pages in favor of a personalized page. This will happen when some database code you wrote decides to just stop working. If you use a generic page, all people will know is that the connection timed out. Customizing your 500 page will demonstrate to visitors that you are taking the proper steps to correct the problem and improve your site.

TIP! Be sure to back up any claims about your business or products that you make with cold hard facts. For example, if you?re selling a Spanish course, show a video of yourself speaking Spanish to prove how well it worked for you.

Facebook and Twitter are important tools to incorporate for marketing purposes. You can use these sites to advertise new offers or to share your latest articles. Keep in mind, on the other hand, that it does not pay to bombard your customer with comments. Instead, use the websites to provide insights with occasional promotions.

TIP! It is not a little-known secret that people tend to respect a position of authority in business. Let people know you are the top dog.

You may want to read psychological studies about online marketing and web design. Your brand can be affected by psychological factors based on the theme, outlay and color of your website. Learning which factors are positively and negatively received can help you design your website for maximum profitability.

Watching your competition will help you immensely in internet marketing. No matter what niche you are working in, you will always have competition.

TIP! Create product and service packages that you can sell at a wholesale discount, and propose distribution agreements with other retailers on the web. This way you can connect several markets and boost your total sales.

When writing content for your site, you should use italics and bolding to help get the message across. You can enhance the visibility and importance of words and phrases by making them bold, underlining them, or italicizing them. You can get your point across if you find out how your customers like being communicated with.

TIP! Keep a list of consumers who have purchased from you and later send out an online catalog or email, offering other items they might be interested in. Always tell them you appreciate their business and invite future purchases.

You have to have a superb website before you can attempt to get it ranked. All online businesses should begin with this idea. The more attractive your site appears, the less work it will be in the future.

TIP! Viral videos will bring enormous crowds of viewers to your website. However, it can take some real creativity and determination to develop a video that catches on with thousands and thousands, if not millions, of viewers.

One Online marketing tip that everyone should implement is giving your customers the option of paying retail or wholesale prices depending on how many of each item they buy. You should make profits on wholesales, but this can help you boost the number of products you sell.

TIP! Presenting visitors to your website with the option to subscribe to your ezine is an effective marketing technique that can help you build your customer base, particularly if you develop your ezine in a way that helps you establish a bond with your readers. Establish rapport with your readers by adding personal photos.

Stay up-to-date with what the Internet is up to. The Internet is always changing quickly, so it is important to keep up with the popular sites and new innovations. Doing so can give you ideas for getting your product to your target market.

Web Marketing

TIP! A website?s tag is one of its most important features. It tells the world who you are.

Web marketing needs to be taken seriously and researched well. Choose a trustworthy admirable online mentor. Many of these people will also advise you for a fee. Make sure to stick with a system that you think is good. Web marketing is well worth your time and effort, so be patient, and you will see results.

TIP! Inspire confidence in your products by offering a guarantee that you will return a customer?s money if they are not satisfied. You will gain credibility with your customers and begin to develop a sense of trust as well.

Now, don?t you feel relieved after reading all those tips? Although a great deal of information was included, you now have an idea of where to start and how to proceed when it comes to Affiliate marketing. Additionally, you can come back here to read the tips again if you forget or aren?t clear about something.

Source: http://dynamicmarketingpartners.com/2012/12/earn-money-online-website-marketing-tips/

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Best Web Hosting For Newbies | The Floor Geek

How to Prefer the most suitable Internet Structure Small business

Your company?s word wide web existence can be an necessary element within your company. Virtually someone who is looking into carrying out firm with you is guaranteed to groundwork your business on-line earlier than signing a contract or doing a buy. But, many people aren?t included in word wide web projects incredibly commonly and are not guaranteed what to try to find when choosing the very best web layout agency. Deciding upon the incorrect web site model workforce could verify devastating, and that means you ought to be cautious.

Below are 5 things take into consideration when picking an online style supplier:

Is their world wide web design and style pricing very extremely good to become right? Inside of the world of net model, affordable equates to weak outstanding. Quality-cutting measures include things like:
Outsourcing give good results
Re-packaging styles (which have been usually rejected by other buyers), or
Neglecting good assurance and testing A new everyday tactic is to try to present a low original quote when hiding expenditures that should inevitably pile up over the scope of the task. You can expect to also wish to be careful which the corporation might have small practical experience, or that it could not be in opportunity tomorrow. We frequently have clientele come to us to rescue their web site following possessing labored by having a ?discount? word wide web style and design business, ensuing in lost time and wasted income. Don?t permit that be you.

Saving a bit of up front could set you back far more from the long term.

Are they a vendor or even a lover? The net design and style company?s solution to their loving relationship along with you is extremely immensely important. Vendors reflect on success by their very own eyes, and also you and your online business ambitions are of no issue to them. When your challenge concludes, they go away, without having vested desire in your results. Associates, in contrast, try to get mutual achievement over the long run. It is actually a victory for them at the time you succeed. Right being successful is measured not by just launching a blog, but by that webpage getting return on investment decision and expanding your enterprise.

Always make sure they?re as passionate about your achievements while you are.

Where?s the information coming from? Subject matter isn?t an afterthought ? it?s integral to a powerful web page. Your articles has to be persuasive to visitors and optimized for lookup. It should always communicate the worth of one?s company, suit your brand id, be visually participating, and be optimized for converting website visitors to prospects. You need a husband or wife who will work together with you to translate your online business and benefit proposition into spectacular textual, graphic, and video subject material.

Choose an organization with subject matter development and optimization in the center of their process.

Are they an one-trick pony? Your business will always be evolving, as well as your must have will possibly transcend the world wide web. If web style and development certainly is the business?s only vicinity of competence, their eyes will glaze greater than the second you point out immediate mail, creating a movie, developing your tradeshow booth, composing a push launch, or solidifying their model position. Question no matter whether the company has just like a whole lot expertise in branding, promotion, and print pattern as they do with word wide web.

Determine a full-service organization to create not just an impressive website, but a comprehensive promotional technique.

Will their CMS contribute to you anxiety?Presume of a Subject material Administration Structure (CMS) as ?the wheel.? Some web pattern companies you could try to reinvent the wheel on each and every venture, developing proprietary customized choices that will be rarely essential and include sizeable prices for your venture. Employing a proprietary solution could also lock you in to working with that service for all of your word wide web repair or internet page upgrades inside of the upcoming.Other services (this type of as Intuit or Volusion) cause you to rent their wheel, actually leasing a web site from their platform by having a ?software as the service? CMS. These alternatives are really modest in layout and performance (with basically no power to customize possibly), therefore you won?t be in a position to acquire any belonging to the page along with you in case you depart. And after that you?ll find even now some internet style and design organizations who will have a shot at to encourage you that you just do not need a wheel, applying their web sites in outdated know-how these kinds of as Dreamweaver templates (or some times static HTML) so that you?re pressured to count on the company to make even minimal updates (regularly underneath an overpriced upkeep arrangement). Locate an online structure firm who:

Considers websites without a CMS to become just plain nutty
Builds online pages on an wide open resource Subject material Management Solution platform (this kind of as WordPress or Drupal)
Listens to, documents, and implements your distinctive prerequisites
Happily claims, ?You individual the code? Your website ought to be developed on a scalable, customizable, open-source platform making sure that it delivers lasting worth and grows with your organisation.

Consider your time and efforts and look into many web site style service providers before you generate a dedication. This really is a significant expense, plus a very important portion of your respective opportunity, so guantee that you might be making the appropriate resolution.

And, at the same time you might be considering your web existence, you really should consider a glance at the five doubts to your Search engine optimisation service.

Cpanel Internet Hosting Consumer Critiques Plus Vps InternetSite Hosting Evaluation In Your Yr 2013 can provide you with highest details for Best Web Hosting Sites Assure You Get The Most Effective Results.You should look at the article for more data!

Related posts:

1. Reseller Internet Hosting
2. Web Hosting Advices For Rookies
3. Necessities Of Internet Hosting
4. Enterprise Internet Hosting Made Easy With Top Web Hosting Firm
5. Shared Web Hosting Simplified

Source: http://www.thefloorgeek.com/2012/12/best-web-hosting-for-newbies/

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Harsh winter weather turns up heat on FLSA compliance - Business ...

The Fair Labor Standards Act (FLSA) is generally a fairly straightforward law?for most of the year. But winter weather?and the delays and closures that sometimes accompany it?can make wage-and-hour compliance more difficult. When employees have a hard time getting to work, here?s the FLSA guidance you need.

Employees come in late, leave early

Employees may straggle in late or leave early because of bad roads or disruptions to mass transit?or they may decide to just stay home. Whether you must pay for the time not worked depends on whether employees are nonexempt or exempt.

FLSA rules: Nonexempts need only be paid for the time they work. So nonexempts who arrive late, leave early or just stay home don?t have to be paid for time not worked.

You may dock the pay of exempts who stay home for a full day. Exempts who come in late or leave early may have their leave banks debited in partial-day increments provided they continue to receive their full salaries even if they run out of accrued time and continue to take partial days off.

Policy tip: Specify how late is late enough (or how early is early enough), to trigger a partial-day deduction. Trap: If you don?t use leave banks, exempts who come in late or leave early must still receive their full pay.

You?re closed

If you decide to keep the business closed for a day or two, nonexempts can take a paid or unpaid day off, since you need to pay them only for their working time.

Exempt pay issues, however, are more complicated. Exempts can be required to take a paid day off provided you have a bona fide benefits plan and they continue to receive payments equal to their guaranteed salary. Same trap: Exempts who would run out of accrued time, so that debiting their leave banks would result in a negative balance, or those who have already run out of accrued time, must be paid their full salaries.

Too few employees show up to make the day productive

Employers sometimes reward those who trek in by paying them for a half-day, even if they were at work for only an hour or so. The pitfall here is overtime. When figuring nonexempts? regular rates, count as hours worked only the time they spent on the premises; don?t count the extra pay for showing up when figuring their regular rates.

Key: Stick to your decision to close. Don?t let employees think you?ll open later, weather permitting. Why: You may have to pay for the time they spend waiting at home.

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SKorea says Samsung chip plant caused cancer

SEOUL, South Korea (AP) -- A South Korean government agency says working at a Samsung Electronics factory caused the breast cancer of a worker who died earlier this year.

Korea Workers' Compensation and Welfare Service said Friday there was a considerable causal relationship between the woman's cancer and her five years of work at a Samsung semiconductor plant in South Korea.

The agency under the labor ministry said she was exposed to organic solvents and radiation at Samsung. It reviewed records from other countries that showed night shifts are related to a higher chance of breast cancer and that exposure to hazards at a young age is more likely to cause cancer.

The woman worked for Samsung from 1995 to 2000. She died in March, aged 36, three years after being diagnosed with breast cancer.

Source: http://news.yahoo.com/skorea-says-samsung-chip-plant-082742899.html

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